Terms of Use

1. Acceptance of These Terms

This website is operated by AKD Investment Management Limited (“AKDIML”, “we”, “us” or “our”). By accessing, browsing or using this website, you agree to comply with these Terms of Use and all applicable laws and regulations.

If you do not agree with these terms, you should not use this website or its online resources.

2. Website Information

The website may contain information about AKDIML, mutual funds, investment plans, fund prices, reports, forms, policies, investor services and other related matters.

We aim to keep information accurate and current, but figures, documents, dates, prices and other content may be updated, corrected or withdrawn without prior notice. Users should verify important information through official documents or by contacting AKDIML.

3. Investment Information and Risk

Nothing on this website constitutes an offer, invitation, recommendation, guarantee or solicitation to buy, sell or hold any security, mutual fund unit or investment product.

• Mutual fund investments are subject to market risk.
• Past performance is not necessarily indicative of future results.
• Fund prices, returns and values may rise or fall.
• Investors should review the applicable offering document, trust deed, fund manager report and risk disclosures before investing.
• Users should obtain independent professional advice suited to their circumstances where necessary.

4. Permitted Use

You may use this website for lawful, personal and informational purposes. You must not:

• use the website in violation of any applicable law;
• attempt unauthorized access to systems, accounts or data;
• introduce malware, harmful code or disruptive technology;
• interfere with website operation, security or availability;
• misrepresent your identity or affiliation;
• copy, scrape, republish or commercially exploit website content without authorization.

5. Intellectual Property

Unless otherwise stated, website content including text, graphics, logos, icons, layouts, documents, design elements, software and other material is owned by or licensed to AKDIML and is protected by applicable intellectual-property laws.

Limited viewing, downloading and printing for personal and non-commercial use is permitted, provided that copyright, trademark and other proprietary notices are retained.

6. Third-Party Websites and Services

This website may link to third-party websites, social media platforms, maps, payment or communication services. These external services are operated independently and are governed by their own terms and privacy practices.

A link does not imply endorsement or responsibility for the availability, accuracy, security or content of the external service.

7. Availability and Security

We may modify, suspend, restrict or discontinue any part of the website for maintenance, security, operational or regulatory reasons. Continuous or error-free access is not guaranteed.

Users are responsible for maintaining the security of their devices, internet connection and any credentials used with linked investor services.

8. Disclaimer and Limitation of Liability

To the extent permitted by applicable law, AKDIML does not accept liability for loss or damage arising from reliance on website content, interruption of access, technical issues, third-party services, unauthorized activity or use contrary to these terms.

Nothing in these terms excludes or limits liability where exclusion or limitation is prohibited by law.

9. Privacy and Personal Information

Personal information submitted through the website is handled in accordance with the AKDIML Privacy Policy and applicable legal and regulatory requirements.

Please review the Privacy Policy for further information.

10. Changes to These Terms

AKDIML may revise these Terms of Use when required to reflect changes in the website, services, business practices or applicable requirements. Updated terms will be published on this page and will apply from the date of publication.

11. Governing Law

These Terms of Use are governed by the applicable laws of Pakistan. Any dispute relating to website use will be subject to the jurisdiction of the competent courts in Pakistan, subject to applicable law.

12. Contact Us

Questions about this website or these Terms of Use may be directed to AKD Investment Management Limited.